Money Train

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Slot Overview
RTP 96.20%
Volatility High
Reels 5X5
Autoplay Yes
Paylines 40
Theme Adventure & Treasure Hunting
Release Date 7th Aug 2019
By
reviewed by
Updated on Oct 08, 2025 6 min. read

Ride the Reels in Money Train

Money Train is a Wild West-themed slot from Relax Gaming with 5 reels, 4 rows, and 40 paylines. It is known for its intense bonus round and sky-high win potential of 20,000x. In this review, we cover the game’s features, payouts, and expert-tested insights.

What We Liked and What Missed the Mark

Money Train has a lot going for it, but as with any top online slot, there are some cons.

Pros
20,000x max payout
Unique bonus modifiers
Works great on mobile
Bonus buy feature
Cons
Bonus can be hard to trigger
No free spins in base game
Low base game payouts

Money Train Theme, Graphics, and Gameplay

The setting is a broken-down Wild West town, with rusted train tracks and sun-faded wood. The soundtrack leans into Spaghetti Western style, building tension as the reels spin. Characters are hand-drawn with bold outlines and stacked symbols.

The game is set on a 5×4 grid with 40 fixed paylines. To win, you need 3 or more matching symbols landing left to right. The base game also has stacked symbols, so expect full reels of one symbol. There is a bonus round, although it’s not free spins with the symbols from the base game. You need 3 Bonus symbols on 1, 3, and 5 to trigger the Money Cart Bonus. It is a hold and win feature with modifiers that can multiply your bet.

Betting Ranges, RTP, and Max Win at the Money Train Slot

Money Train accepts bets from 0.10 to 50 per spin. Volatility is high, so the big wins are usually in the bonus round. The RTP sits at 96.2%, but climbs to 98% if you buy the bonus. Max win is 20,000x your stake, and wins over 500x are possible if the right modifiers land.

Paytable of Money Train Slot

Symbols are a mix of outlaws and card suits. The man with the white beard is the top-paying regular symbol. Crossed rifles act as the Wild, while Bonus Scatters trigger the bonus round.

Symbol Bet Multiplier Values (3, 4, 5)
Blue Diamond 0.2x, 0.7x, 3x
Green Club 0.2x, 0.7x, 3.5x
Brown Heart 0.2x, 1x, 4x
Red Spade 0.2x, 1x, 5x
Cowgirl (Blue Hat) 0.5x, 2x, 8x
Man with Green Hat 0.5x, 2.5x, 9x
Man with Black Hat 0.6x, 3x, 10x
Old Man (Wild) 0.8x, 4x, 20x

How to Choose the Right Casino for Money Train

It’s not just choosing the casino that has the Money Train slot. Some casinos may have bonuses for the game, or some others could be fast withdrawal casinos offering quick payouts. Here are the steps to take:

Estimated Time: 00:00:42
Tools Needed: Mobile/Laptop/iPad
Supplies Needed: Time, Money
Step 1
Online casino gaming screen with play button and card suit symbols.

Start With a Licensed Casino

Only play at casinos that hold valid licences. This way, they must follow fair rules, secure payments, and verified RTPs. All the best online casinos we have listed on this page have licences.

Step 2
Fair Bonus Conditions

Look for Money Train Bonuses

Before depositing, open the promotions tab and check if any bonuses apply for Money Train. Welcome packages, free spins, or reload bonus offers are the ones that usually do.

Step 3
Online gaming screen with a verification check and card suit symbols.

Read All the Bonus Terms

If there is a Money Train bonus, make sure to read the whole T&C page. Watch for wagering requirements, expiry dates, limits, max bets, and decide if it’s worth it.

Step 4
Icon indicating background checks for casino player protection

Test Support and Payments

Use the site’s live chat or email to ask about RTP or bonuses; they should respond immediately. Deposit a small amount to see if casino payments work quickly and without problems.

All the Features in Money Train Explained

Money Train’s base game is fine, but the real action happens once you enter the bonus cart. The modifiers in this round are what give the slot its massive win potential.

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Wild Symbol (Base)

Crossed rifles act as wilds. They replace other base game symbols to help form line wins, but do not pay on their own.

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Bonus Modifiers

  • Money Safe: Shows a random bet multiplier
  • Payer: Adds its value to all other symbols
  • Persistent Payer: Repeats its value to all others on every spin
  • Widener: Adds an extra reel to the bonus grid
  • Collector: Collects all visible values
  • Persistent Collector: Repeats the collection process every round

How Money Train Runs on Mobile Devices

Money Train is fully optimised for smartphones and tablets. You can play through your browser with no app download needed, but if you do want to play at a mobile casino, there shouldn’t be a problem. Layouts adjust to portrait and landscape modes, and all features work exactly as they do on desktop.

How We Reviewed Money Train at Casiqo

We played the slot for real money and in a demo to write this review. Here is everything we tried:

Playing on All Devices

We ran test sessions on iPhone, Android, tablet, and desktop. The slot loaded quickly, and animations stayed smooth. No crashes, even during bonus rounds.

Measuring RTP & Win Frequency

We recorded 500 spins to see how it matches its 96.2% RTP. Most wins came in clusters under 10x. The bonus round paid over 200x a few times, and one session hit 800x.

Bonus Round Testing

We triggered the Money Cart multiple times naturally. We noted how often each modifier landed, with the Payer symbol being most common. Persistent modifiers were rare.

Casino Performance Checks

We tested the slot for real money at three casinos from our list. Bonus terms were clear, support confirmed RTP on request, and payments were processed on time.

Try the Demo Version First

You can try Money Train for free at many casinos. You can even buy the bonus in the demo just to see how it works.

Money Train game showing the game visual look and theme.

Start to Play Money Train for Real Money

Once you know how it plays, switch to real money. Use safe deposit methods, claim a fair bonus, and aim for those top-tier multipliers.

One Tip to Stretch Your Bankroll

Playing the Money Train slot game can be tricky sometimes, and it’s good to have other players’ recommendations. At Casiqo, our team has tried the game, both in demo and for real money, and this is one tip we think might be useful for our readers:

Michael
Michael
Author
Start With Lower Stakes Until Bonus Hits

Because wins in the base game are small and bonuses are rare, play at lower stakes first. Raise your bet only if you land a bonus early or build a profit buffer.

Money Train vs Money Cart 2

Both slots come from Relax Gaming. They are a bit similar, so here’s how they compare:

Money Train

Western, animated intro
96.2% RTP
20,000x max win
Bonus Buy may be restricted in some regions
Some modifiers in bonus rounds

Money Cart 2

Grittier, darker tone
98% RTP
5,000x max win
Bonus buy and Feature Buy available to all players
More modifiers and higher volatility

Can You Play Money Train With Crypto?

Yes. Many crypto online casinos let you play Money Train using Bitcoin, Ethereum, Litecoin, or Tether. Just deposit, find the casino game, and spin as normal.

Our Verdict on Money Train Slot in 2025

Money Train might not be for everyone, but it earns its reputation. The base game can feel slow, but once you get to the bonus round, it is a different game. With the right setup, those Collector and Payer symbols can snowball fast. If you have the patience and the bankroll, it is still one of the most rewarding bonus hunt slots. Choose a casino we listed above and try it for yourself.

FAQs About Money Train Slot

How Hard Is It to Trigger the Bonus?

It can take over 100 spins to trigger, depending on your luck. High volatility means long gaps, then big hits.

Can I Buy the Bonus for Money Train?

Yes, the bonus costs 80x, and it’s available in most countries.

What’s the Max Win Ever for Money Train?

20,000x, only possible in the bonus round with the right modifiers and multiplier cubes.

Michael
Written By:
Michael
Author
Michael turned his fascination with casino games and betting strategies into a writing career. He specialises in writing detailed online casino analyses, researches various bonuses, as well as reviews popular games like slots, poker, and blackjack. With a keen eye for industry trends, Michael keeps players updated via his articles on the latest innovations, developments, and promotions from across various online gambling sites. His expertise ensures that readers receive well-researched, engaging, and up-to-date information.