Money Train
Ride the Reels in Money Train
Money Train is a Wild West-themed slot from Relax Gaming with 5 reels, 4 rows, and 40 paylines. It is known for its intense bonus round and sky-high win potential of 20,000x. In this review, we cover the game’s features, payouts, and expert-tested insights.
What We Liked and What Missed the Mark
Money Train has a lot going for it, but as with any top online slot, there are some cons.
Money Train Theme, Graphics, and Gameplay
The setting is a broken-down Wild West town, with rusted train tracks and sun-faded wood. The soundtrack leans into Spaghetti Western style, building tension as the reels spin. Characters are hand-drawn with bold outlines and stacked symbols.
The game is set on a 5×4 grid with 40 fixed paylines. To win, you need 3 or more matching symbols landing left to right. The base game also has stacked symbols, so expect full reels of one symbol. There is a bonus round, although it’s not free spins with the symbols from the base game. You need 3 Bonus symbols on 1, 3, and 5 to trigger the Money Cart Bonus. It is a hold and win feature with modifiers that can multiply your bet.
Betting Ranges, RTP, and Max Win at the Money Train Slot
Money Train accepts bets from 0.10 to 50 per spin. Volatility is high, so the big wins are usually in the bonus round. The RTP sits at 96.2%, but climbs to 98% if you buy the bonus. Max win is 20,000x your stake, and wins over 500x are possible if the right modifiers land.
Paytable of Money Train Slot
Symbols are a mix of outlaws and card suits. The man with the white beard is the top-paying regular symbol. Crossed rifles act as the Wild, while Bonus Scatters trigger the bonus round.
| Symbol | Bet Multiplier Values (3, 4, 5) |
|---|---|
| Blue Diamond | 0.2x, 0.7x, 3x |
| Green Club | 0.2x, 0.7x, 3.5x |
| Brown Heart | 0.2x, 1x, 4x |
| Red Spade | 0.2x, 1x, 5x |
| Cowgirl (Blue Hat) | 0.5x, 2x, 8x |
| Man with Green Hat | 0.5x, 2.5x, 9x |
| Man with Black Hat | 0.6x, 3x, 10x |
| Old Man (Wild) | 0.8x, 4x, 20x |
How to Choose the Right Casino for Money Train
It’s not just choosing the casino that has the Money Train slot. Some casinos may have bonuses for the game, or some others could be fast withdrawal casinos offering quick payouts. Here are the steps to take:
All the Features in Money Train Explained
Money Train’s base game is fine, but the real action happens once you enter the bonus cart. The modifiers in this round are what give the slot its massive win potential.
Wild Symbol (Base)
Crossed rifles act as wilds. They replace other base game symbols to help form line wins, but do not pay on their own.
Bonus Modifiers
- Money Safe: Shows a random bet multiplier
- Payer: Adds its value to all other symbols
- Persistent Payer: Repeats its value to all others on every spin
- Widener: Adds an extra reel to the bonus grid
- Collector: Collects all visible values
- Persistent Collector: Repeats the collection process every round
How Money Train Runs on Mobile Devices
Money Train is fully optimised for smartphones and tablets. You can play through your browser with no app download needed, but if you do want to play at a mobile casino, there shouldn’t be a problem. Layouts adjust to portrait and landscape modes, and all features work exactly as they do on desktop.
How We Reviewed Money Train at Casiqo
We played the slot for real money and in a demo to write this review. Here is everything we tried:
Playing on All Devices
We ran test sessions on iPhone, Android, tablet, and desktop. The slot loaded quickly, and animations stayed smooth. No crashes, even during bonus rounds.
Measuring RTP & Win Frequency
We recorded 500 spins to see how it matches its 96.2% RTP. Most wins came in clusters under 10x. The bonus round paid over 200x a few times, and one session hit 800x.
Bonus Round Testing
We triggered the Money Cart multiple times naturally. We noted how often each modifier landed, with the Payer symbol being most common. Persistent modifiers were rare.
Casino Performance Checks
We tested the slot for real money at three casinos from our list. Bonus terms were clear, support confirmed RTP on request, and payments were processed on time.
Try the Demo Version First
You can try Money Train for free at many casinos. You can even buy the bonus in the demo just to see how it works.

Start to Play Money Train for Real Money
Once you know how it plays, switch to real money. Use safe deposit methods, claim a fair bonus, and aim for those top-tier multipliers.
One Tip to Stretch Your Bankroll
Playing the Money Train slot game can be tricky sometimes, and it’s good to have other players’ recommendations. At Casiqo, our team has tried the game, both in demo and for real money, and this is one tip we think might be useful for our readers:
Because wins in the base game are small and bonuses are rare, play at lower stakes first. Raise your bet only if you land a bonus early or build a profit buffer.
Money Train vs Money Cart 2
Both slots come from Relax Gaming. They are a bit similar, so here’s how they compare:
Money Train
Money Cart 2
Can You Play Money Train With Crypto?
Yes. Many crypto online casinos let you play Money Train using Bitcoin, Ethereum, Litecoin, or Tether. Just deposit, find the casino game, and spin as normal.
Our Verdict on Money Train Slot in 2025
Money Train might not be for everyone, but it earns its reputation. The base game can feel slow, but once you get to the bonus round, it is a different game. With the right setup, those Collector and Payer symbols can snowball fast. If you have the patience and the bankroll, it is still one of the most rewarding bonus hunt slots. Choose a casino we listed above and try it for yourself.
FAQs About Money Train Slot
How Hard Is It to Trigger the Bonus?
It can take over 100 spins to trigger, depending on your luck. High volatility means long gaps, then big hits.
Can I Buy the Bonus for Money Train?
Yes, the bonus costs 80x, and it’s available in most countries.
What’s the Max Win Ever for Money Train?
20,000x, only possible in the bonus round with the right modifiers and multiplier cubes.