Top Online Casinos in Finland for August 2025

• According to a 2023 survey, 70% of Finland’s population aged from 15 to 74 gambled in 2022.
• Veikkaus is the only local gambling website in Finland, which is a Government-owned platform.
• In 2022, Finnish players spent €1.07 billion on Veikkaus, where 50.3% of them occurred on Veikkaus and 49.7% on retail outlets.
• An average casino player from Finland spends around €240 a year on games featured on Veikkaus.
• The revenue projections for Finland’s gambling market for 2025 are set at €2.55 billion.

Online gambling is legal in Finland according to the Finnish Lotteries Act (1047/2001). This piece of legislation defines gambling as a lottery where participants have a chance to win real money prizes.
However, there is only one local online gaming site that can legally operate in the country. Its name is Veikkaus, and it is a state-owned entity that offers online casino gaming and sports betting services. This makes Finland’s gambling market a monopoly.

Now, the current laws in the country do not prohibit residents from joining top offshore gaming sites. In fact, in 2021, Finnish players spent between €520 and €590 on international gambling platforms. This is nearly half of the amount they spent on Veikkaus.

Because of the massive popularity of offshore online casinos, Finland is now planning on changing its gambling laws. The country plans on ending the monopoly era in 2026 and allowing operators to obtain local gaming licences.

The Finnish Ministry of the Interior (Sisäministeriö) is responsible for overseeing and regulating the entire online gambling scene in the country. It also drafts new legislation and sets overall gambling policies.

As a result, Sisäministeriö currently works on the new reforms that will introduce a licensing system for gambling. The main idea is to prevent and reduce gambling harm and improve the system’s channelling rate. This new model will be active by 1 January 2026 at the latest.

Additionally, the Gambling Administration of the National Police Board (Arpajaishallinto) supervises how gambling games run. It also prohibits advertising that violates the Lottery Act.

The safest online casino in Finland is the state-owned operator, Veikkaus. However, you can also find that many top-notch offshore online casino sites are secure for online gaming.
To find such casinos, you must check if they own valid licences, potentially from regulators like the Curaçao Gaming Control Board, MGA, and Anjouan. These offshore operators need to meet certain standards and obey strict rules to obtain and maintain a licensed status.

The best safe online casinos that accept Finnish players also utilise the latest 128-bit SSL encryption. This is a crucial security technology that encrypts all information you share on the gaming platform.

Top offshore gambling sites even offer safe casino games developed by respected and licensed software providers. These products use RNGs or Provably Fair to generate fair and random results. Plus, they feature certificates provided by independent testing agencies.

At Veikkaus, you will not find any bonus offers. But that is not the case at the online casinos that accept players from Finland. Each top operator has a variety of promos that target different types of players. Here are some of the most popular casino bonuses in Finland:

• Welcome bonus: a promo that you can apply for upon registration while using your first deposit. The welcome casino bonus offer often provides a match deposit bonus plus free spins.
• Reload bonus: an offer reserved for existing players that is only available on a specific day of the week. Reload casino bonus can reward a match bonus, free spins, or both. Also, you can apply for it multiple times.
• Cashback: this promo will return a percentage of the losses you endured during the day, week, or month. The cashback bonus percentage varies, and the offer may come with wagering requirements.
• Free Spins: is a casino bonus Finland players use so that they can get bonus spins on selected online slots. The free spins may be part of a larger promotion, or they may come as an individual bonus.
• No deposit bonus: a simple promo that can get you extra funds or free spins without asking for a deposit. In order to activate no deposit casino bonus, you may need to type a bonus code to apply and get the prize.

When it comes to casino payments, Finnish players have their own preferences. Some use local banking options while others rely on financial companies from abroad. With that in mind, here are the most popular casino payment methods in Finland:

• Siirto
• Euteller
• Finnish Bank Transfer
• MobilePay
• Trustly
• VISA / MasterCard
• PayPal
• Skrill
• Paysafecard
• Bitcoin / Cryptocurrency

Credit/debit cards lead the way while instant bank transfers are right behind them in terms of popularity. E-wallets, mobile wallets, and prepaid methods are also highly used for online gambling in Finland. As for cryptocurrencies, they are not mainstream, but some players do use them at offshore casinos.

Responsible gambling is very important, which is why Finland’s Ministry of the Interior and the National Police Board make sure to advocate for it. The state-owned site Veikkaus is only one example of it.

Now, reputable offshore online casinos that accept Finnish players tend to have numerous responsible gambling tools. They can help you stay away from addiction and harm. Among the most common tools are time-outs, deposit and loss limits, self-exclusion, time tracking, and more.

If you experience gambling harm, then there are a couple of local organisations that you can reach out to. Those are Peluuri, Sosped Foundation, EHYT, and Paihdelinkki.

Finland does not tax the gambling winnings made by residents while playing at Veikkaus. The same goes for the winnings players make at online casinos licensed within the EU or EEA.

However, this country does require paying an income tax on the winnings you make at offshore online casinos. The tax is 30% for a net capital income of €30,000 and 34% if it goes over this amount.

Casino players from Finland can only play at one local gambling platform called Veikkaus. However, they can also enjoy a lot more games at Finnish online casinos without breaking any laws.

These Finland gambling sites can also provide generous bonuses, faster payouts, crypto casino payments, and much more. But make sure to join a licensed and trusted operator. You can find the best ones on our list of hand-picked Finnish casinos.